Top 10 most costly areas for ACA health insurance plans Anyone buying health insurance inside a Colorado resort town may feel as if closing the laptop and schussing the slopes to ease frustration. These areas were just named the foremost expensive for medical coverage beneath the Affordable Care Act (ACA ). Let Insurance. com assist you find affordable health insurance now. Kaiser Health News — which says its findings are depending on recent data coming from the Kaiser Family Foundation, the federal HealthCare. gov website and state exchanges — gives Colorado’s Eagle, Garfield and Pitkin counties (including Aspen and Vail ski getaways ) the very best premiums, at $483 a month. Rural regions of Georgia, Mississippi and Nevada aren‘t far behind, as is really a Connecticut suburb of New York City, all Alaska and the majority of Wyoming. The premiums are driven by lowest price ” silver ” plan, and that is mid-level coverage that almost all consumers are buying with the exchanges. Here will be the 10 most costly areas, depending on monthly premiums, consistent with Kaiser Health News : $483 — Colorado mountain resorts (Eagle, Garfield and Pitkin counties). Also, premiums in Colorado’s Summit County are $462. $461 — Southwest Georgia (Baker, Calhoun, Clay, Crisp, Dougherty, Lee, Mitchell, Randolph, Schley, Sumter, Terrell and Worth counties). $456 — Rural Nevada (Esmeralda, Eureka, Humboldt, Lander, Lincoln, Elko, Mineral, Pershing, White Pine and Churchill counties). $445 — Western Wisconsin (Pierce, Polk and St. Croix counties). $423 — Southern Georgia (Ben Hill, Berrien, Brooks, Clinch, Colquitt, Cook, Decatur, Early, Echols, Grady, Irwin, Lanier, Lowndes, Miller, Seminole, Thomas, Tift and Turner counties). $405 — Most of Wyoming, but excluding Natrona and Laramie counties. $399 — Southeast Mississippi (George, Harrison, Jackson and Stone counties). Also, the lowest price plan in Hancock County is $447. $395 — All of Vermont. $383 — Southwest Connecticut (Fairfield County). $381 — All of Alaska. The Kaiser report says the lofty premiums in Colorado could be blamed on high costs for medical care in those areas. In other pricey regions, insurers can inquire about more income because there‘s a limited quantity of hospitals and specialists open to patients. ” High individual insurance rates also reflect the extra costs that come when locals are likely to have poor health and where large numbers of individuals lack employer-sponsored insurance, leaving providers with increased charity cases and lower-reimbursed Medicare patients, ” based on the report. Health insurance options beyond the health insurance exchanges The ACA requires the uninsured have coverage from the March 31 deadline or face a penalty. The fine in 2014 is $95 or 1 percent in an individual’s taxable income, whichever is higher. The penalty climbs to $325 in 2015 and $695 by 2016. Subsidies can be found to assist shoulder costs for people who qualify. Consumers are eligible for any tax credit in the event that they earn as much as 400 percent from the federal poverty level — that is $94, 200 for any family of four in 2013. The tax credits aren‘t available for health insurance purchased outside the exchanges. You are able to shop for insurance with the government-run exchange with your state, but additional options : • Can you get it at work? Most employer-sponsored plans meet minimum standards set from the feds ; your boss should have notified you of the by Oct. 1. Bear in mind, though, that almost all employer-based plans have open enrollment in the autumn. Your workplace can provide you with the specific details, including deadlines. • Does an employer’s plan cover spouses or dependents? Most work-based health plans extend benefits to spouses, albeit they are not legally needed to. Again, check along with your employer. Also, anyone under 26 can remain on the parent’s medical plan, even if they should already get access to health insurance elsewhere, do not live with these or are married. • Do you qualify for a government health insurance plan? The ACA says you are covered when you have Medicare or Medicaid ; your children are covered in the event that they receive benefits beneath the Children’s Health Insurance Program. Medicare is typically eligible to anyone 65 or older, possess a disability or end-stage renal disease. Have the ear of a seven-month period (starting three months before your 65th birthday ) to join Medicare in the government’s Medicare. gov site. In case you do not check in then, you are able to enroll from Jan. 1 to March 31 of each and every year. Medicaid eligibility, which is expanded beneath the ACA, is founded on income and family size. Can you qualify? You are able to fill out a credit card applicatoin at the state’s health insurance exchange to see. You may also find out if your children could be covered with the Children’s Health Insurance Program. • Go directly to a health insurer Some companies that provide medical coverage — – including United Healthcare, Humana, Aetna, Cigna and Coventry — are not participating at many of the exchanges. But, in fact, they are still selling health insurance. You will get relevant information by checking out their websites, speaking with their representatives or dealing with an insurance agent. These companies may provide a bigger sort of plans compared to the exchanges, which offer more standardized coverage.

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Wanita ini Memberi Rp. 20 Ribu ke Pengemis, 5 Hari Kemudian, Rombongan 8 Mobil Mencari Dia!

Hai Sobat, berbuat baik pada sesama sudah menjadi kewajiban kita sebagai makhluk sosial. Berbuat baik pastinya harus ikhlas tanpa embel-embel apapaun, seperti kisah berikut ini.

Seperti yang dilansir oleh cerpen.co.id (14/02/2019) Nabila bekerja di sebuah pabrik kain demi menghidupi keluarganya. Pada suatu hari, waktu pulang kerja, seperti biasa Nabila pulang bersama teman-teman kerjanya sambil mengobrol riang. Di tengah jalan, tiba-tiba seorang pengemis berpakaian compang-camping datang menghadang.


"Kalian ada uang 20.000 rupiah tidak? Tolong bantu saya, berikan saya 20.000 rupiah.." ujar pengemis itu yang tampak terengah-engah. Sepertinya pengemis itu baru berlari dari suatu tempat dan terburu-buru.

"Gue baru pertama kali lihat pengemis minta duit model begini! Langsung minta 20.000 guys!!" ucap seorang temen kerja Nabila menertawai dan menyindir. Ucapan temannya itu langsung disambut dengan suara ketawa teman-teman kerja lainnya.


"Saya mau tolong orang!!! Ada anak kecil yang sudah lemes kelaparan, hampir nggak kuat lagi.. Saya mau belikan dia makanan dan minuman. Saya berani sumpah! Beneran!" kata pengemis itu meyakinkan.

"Pak, sebelum nipu bisa latihan akting dulu nggak? Alasan kayak gini sudah basi pak!" ucap salah satu teman Nabila.


"Beneran, saya tidak bohong! Saya..." wajah pengemis itu sudah memerah menahan malu, dia sudah tidak tahu bagaimana menjelaskan semua ini.

Beberapa detik kemudian, Nabila langsung mengeluarkan selembar 20.000 rupiah dari sakunya.

"Ambillah!" katanya.

Pengemis segera mengambil uang itu, membungkuk berterima kasih dan langsung lari secepat kilat dari tempat itu.

"Elu bodoh banget sih Nab?! Nipu gitu elu malah percaya?" teman-teman kerja Nabila mulai mengatai Nabila.

"Tapi aku lihat pengemis tadi benar-benar serius kok..Kelihatannya bukan pura-pura.. Dia pasti lagi perlu banget.. Sudahlah, lihat tadi dia kasihan banget.. Lebih baik aku kena tipu deh, daripada benar-benar ada masalah serius terjadi padanya!"

Teman-teman kerja Nabila mengetahui jika Nabila memang baik hati. Setelah menasihati Nabila, mereka pun mulai melanjutkan topik pembicaraan yang lain.


Semua mungkin berpikir jika kisah ini berakhir sampai di sini. Tapi 5 hari setelahnya, terjadi kejadian yang menggemparkan seisi pabrik. Saat Nabila sedang bekerja, 8 buah mobil mewah tiba-tiba berhenti di depan pabrik. Mandor segera turun menghampiri mereka dan menanyakan apa yang terjadi. Salah satu orang dalam mobil turun kemudian menjelaskan sesuatu kepada mandor, mengatakan jika mereka sedang mencari seorang pekerja pabrik.


Mandor yang mengerti akhirnya segera memanggil semua pekerja pabrik. Setelah semua pekerja terbaris rapi, seorang pria mulai memeriksa satu-satu mencoba mengenali wajah. Tiba-tiba teman Nabila berkata, "Ini kan pengemis waktu itu?"

Ketika pengemis itu berdiri di depan Nabila, dia langsung mengenali Nabila dan langsung berkata, "Ini dia orangnya!"

Kemudian, seorang pria setengah baya berpakaian perlente langsung menghampiri Nabila dan menggenggam erat tangan Nabila. "Terima kasih banyak! Terima kasih! Anda adalah penyelamat kami!"

Nabila terkejut dan tidak tahu apa yang terjadi. Pengemis tadi juga menjelaskan jika pria setengah baya itu adalah seorang bos perusahaan besar. 5 hari lalu, anak bos itu diculik dan disekap di sebuah rumah terlantar. Waktu sang penculik keluar membeli barang, penculik mendengar suara sirine polisi dan langsung kabur meninggalkan tempat itu, tak berani kembali lagi ke lokasi penyekapan.

Anak bos lalu terbengkalai disana, tak hentinya menangis sampai kelaparan. Ketika anak bos hampir tidak kuat lagi, pengemis lah yang menemukannya dan langsung mencari cara untuk mendapatkan makanan untuk anak malang itu. Karena tidak punya uang, pengemis pun meminta uang dari Nabila dan anak itu pun terselamatkan

Untung saja pengemis itu berhasil memberi makan anak tepat waktu. Kalau tidak, mungkin sudah lain ceritanya sekarang. 5 hari setelahnya, penculik berhasil ditangkap, dan anak bos sudah sehat walafiat. Langsung saja, bos besar itu pun mencari Nabila untuk mengucapkan terima kasih. Di tempat itu, di detik itu juga, bos itu berkata, "Saya akan berikan nona ini dan bapak ini masing-masing 200 juta rupiah sebagai imbalan!"

Demikian Sobat, memang orang baik pasti akan mendapat balasan yang baik pula. Setuju kan Sobat? Jangan lupa comment, like dan Share ya!




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